IRA Estate Planner:  Keep the IRA for decades with the "Stretch IRA"


There are two systems of taxation in this country...
One for the, informed, and one for the uninformed.
Supreme Court Justice Learned Hand

Even if you have heard of the, stretch IRA and even implemented the strategy is still may not happen.  Why?  Because the beneficiaries have to know how to administer the Stretch IRA.  We have found the number of beneficiaries that do not stretch their IRAs to be rather high (about 9 out of 10 do not stretch).  The reason... They simply did not know about it.  They were uninformed.  This is why we have created the, IRA Estate Planner.

Inside the “IRA Estate Planner™”... Each section of the IRA estate plan was  created to inform all parties involved in the IRA estate planning with the knowledge and actions required to preserve, protect and perpetuate the IRA legacy you envisioned.

The IRA INSIGHTS section contains the most significant aspects of IRA estate planning and the benefits of the stretch IRA. It has been written in layman's terms to make understanding the complex tax walls surrounding the IRA in the estate as simple as possible. It is an excellent IRA estate planning resource for you and your family.

Within the section marked SETTLEMENT INSTRUCTIONS are the steps and thought processes that your executor, trustee, or beneficiaries  will be faced with when you are gone.  It contains critical dates, points out common mistakes and prepares your heirs with the process of
settling the IRA. Having an understanding of the steps ahead for all of those involved can be useful in avoiding costly mistakes during an emotional time for heirs.

THE DOCUMENTS section provides a central location to organize your IRA estate. By placing your statements, beneficiary designation forms and listing of accounts here, you have put all of the information your executor, trustee and beneficiary needs at their fingertips.  Should you decide to leave your family a special message, a section has been created for that purpose entitled 

The FAMILY ILLUSTRATION illuminates the financial possibilities of what you're stretch IRA legacy can become. This illustration lays out what the required minimum distribution options would be for each family member if your IRA passed to the next generation.

Our office is located at, 4101 Lake Boone Trail, Raleigh NC 27529.

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